This product is supported by an innovative investment strategy: Constant Proportion Portfolio Insurance (CPPI). The strategy is an investment management mechanism which locks the highest investment value (High Water Mark) in the first 8 years (observation period) from 10 years policy period. Our Investment Manager will help you to assure you in achieving the highest investment target at the end of your policy period. So, you do not need to be worried about your investment return.
Asuransi X-Tra Premier Investa’s Special Features:
- CPPI startegy provides mechanism to protect your investment fund value by locking the highest unit price during the observation period by using innovative fund.
- Providing you opportunities to add your investment fund or top up your fund and flexible fund withdrawal accordingly to your needs.
- Application without health requirement.
- Maturity Benefit: At policy maturity date, policy holder will receive an amount of investment fund value which is hoped no less than the highest unit price during the observation period. Policy holder can also enjoy her/his investment fund anytime she/he needs it.
- Death Benefit: If the insured dies due to any cause during the policy coverage period, an amount of Sum Assured of 150% of basic premium and investment fund value are payable to the beneficiary.
*Terms and Conditions Apply.